Loan Against Property Interest rates starting at 9% p.a.

  • Quick & Easy Processing
  • Nature of Collaterals Accepted
  • Overdraft Facility Available
  • T&C Apply

Looking for a Loan?

Let us help you find the most suitable offers.

Loan Against Property

Whether you own a residential, commercial or special use property, it is an asset that can be used as collateral against a loan, when you have a financial requirement. Monetary problems pertaining to business expansion, child’s higher studies, wedding or medical emergency can strike anytime, but it can be settled conveniently, if you own a property. You can easily secure a loan by mortgaging your property. A Loan Against Property or LAP is a secured loan obtained by any individual or entity who owns a property in his/her name.

Applying for a Loan Against Property at PaisaPulse involves a simple online application process for salaried employees, business professionals and self-employed individuals, who own residential, commercial, or a special purpose property in their name. Enjoy comfortable EMIs with a long tenure of up to 15 years and also avail an Overdraft with it.

ELIGIBILITY

The following are the documents required for minimum Loan Application :

    For Salaried Individuals:

  • Residing Indian citizens
  • Between 23 to 62 years of age*
  • Working professionals at public or private companies or MNCs, with a minimum of 3 years of work experience

    For Self Employed Individuals:

  • Residing Indian citizens
  • Between 25 and 70 years of age
  • Able to prove a steady source of income

What are the Documents Required for Getting a Loan?

Take a look at the documents required for a loan process :

  • Latest salary slips
  • Bank account statements of the previous 3 months
  • PAN card/ Form 60 of all applicants
  • ID proof
  • Address proof
  • Document of the property to be mortgaged
  • IT returns
  • Title documents

Enjoy pocket-friendly and transparent Fees & Charges

EMI Calculator

Get an approximate figure for the total monthly instalment payments along with a complete break-up of a loan.

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